by: Dr. Scott Brown, Ph.D.
Do you take a person?s credentials for granted?
Most people do!
For instance they don?t think twice when they hear about Marxism.
They take the concept seriously because they know that it was authored by Dr. Karl Marx.
What they don?t know is that ?Dr.? Marx was a womanizer who was too lazy to work his way through the higher educational institutions to earn his Ph.D. the honest way.
?Dr.? Marx received his ?doctorate? by mail order!
Unfortunately, for modern economics he had a gift for gab and was able to sell his ungrounded ramblings of economic reform that was nothing more than a confused projection of his inner rage at his own incompetence rather than ability as an economist.
Even back at the turn of the last century there were unscrupulous universities that accept nearly anybody who applies.
These bottom rate ?universities? became known as diploma mills.
Many people don?t know that these diploma mills exist to this very day.
Many individuals are seeking a doctorate in business administration because of the high pay levels for business professors.
Schools like the University of Sarasota, Nova Southeastern University, and California Coastal University are examples of supposedly higher learning institutions that offer ?distance learning doctoral programs? in business administration but have low acceptance standards and high graduation rates.
For this reason these schools are known as ?mail order diploma mills? and fail to meet the accreditation requirements of the American Assembly of Collegiate Schools of Business (AACSB).
It is impossible to have the daily apprenticeship of full immersion indoctrination that a doctoral candidate in business administration receives from a quality research institution.
The University of South Carolina where I received my Ph.D. in finance, for instance, only accepts two candidates every two years.
Each candidate receives constant focused daily instruction in the field that is both grueling and necessary for development of quality finance researchers and professors.
Non-accredited distance learning doctoral programs are a goldmine for the owners but undermine the quality of higher learning in the United States today.
I warn investors that it is critically important that they carefully review the credentials of the mentor they select to learn how to invest in the stock market.
Fraudsters don?t think twice before developing stock investing, commodity or option trading courses to make a little extra money for themselves regardless of whether or not what they teach helps their students.
I actually know of an investment guru who has never traded futures who figured out what people wanted to know about investing online and then simply tailored a course to their needs.
This scary choice of an inexperienced mentor is more common than you may know. You must be very cautious because there are a lot of ?never been there, never done that, but I will teach you if you pay me big gurus? out there.
You should exercise great caution when you decide to follow somebody?s investment advice.
Look for good credentials from well known universities.
A good school in finance for instance only accepts one or two doctoral candidates each year or every other year.
Contrast this to the school?s medical school that accepts around one hundred and fifty medical students each year.
A finance doctorate is the most difficult Ph.D. of all to obtain in the social sciences.
A master?s degree from a good finance program in a solid university is also difficult to obtain.
Check your mentor?s credentials carefully before you hand over your hard earned dollars to buy their course.
Some people have become outstanding investors without extensive education and may be able to teach you useful information.
If they claim superior investing ability then make sure that it is documented and review the documentation carefully.
You may even want to check their criminal record for any prior fraudulent activities.
One thing I can assure you is that you will succeed if you select the right mentor to teach you how to invest!
About The Author
Dr. Scott Brown, Ph.D. can teach you how to invest through The Delano Max Wealth Institute (www.DelanoMax.com) The company website is www.BonanzaBase.com and his free stock investment tips ezine is www.WalletDoctor.com.
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Senate Glossary Terms A - C
by: Al Loy
Adjourn for more than 3 days - Under the Constitution, neither chamber may adjourn for more than three days without the approval of the other. Such approval is obtained in a concurrent resolution approved by both chambers.
act - Legislation (a bill or joint resolution, see below) which has passed both chambers of Congress in identical form, been signed into law by the President, or passed over his veto, thus becoming law. Technically, this term also refers to a bill that has been passed by one house and engrossed (prepared as an official copy).
adjourn - A motion to adjourn in the Senate (or a committee) ends that day's session.
adjournment to a day and time certain - An adjournment of the Senate that fixes the day and time for its next session.
amendment - A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both....
Senate Glossary Terms A - C
What Makes a Site Lucrative?
What Makes a Site Lucrative?
by: Maricon Williams
People ask too many things about websites. They ask about the key points to remember in order for their website to conquer the Web as well as to boost their sales. They ask about the right colors to use, layout, content and the likes. So many queries but it all sums up to one thing ? a profitable website.
To boot, in order for your website to be lucrative, it must exude total equilibrium with all its elements. What do I mean with total equilibrium? Well, it?s simple. It involves six crucial rudiments ? organization, focus, design, navigation, technology and marketing. Short of one rudiment means your website is incomplete and lacking. One by one lets us discuss their essence.
Organization
A design must be detail-oriented. Just like a piece of art, each detail must contribute to the overall projection of the whole. Nevertheless, it must only have what it needs and nothing more. It...
What Makes a Site Lucrative?
One Of Cancun's Best
One Of Cancun's Best
by: Amy Covington
It's hard to believe that a short 30-mile bus ride from the Spring-break haven of Cancun is one of the top-ranked hotels in Central America and an exotic, unrivaled tropical paradise. While it sounds like typical romance copy, we're not just giving lip service ...the Mayan Riviera is not your standard Mexican vacation destination nor is Maroma Resort a regular lodging establishment, having recently received the Conde Nast Travel Magazine Reader's Choice Award as the #3 hotel in all of Central America. The local culture and natural resources are just some of the attractions that separate Riviera Maya from other popular destinations in Central America. For starters, the second largest barrier reef in the world is located here, providing unsurpassed water activities like snorkeling, wind-surfing, kayaking, sailing, diving, bottom fishing, deep sea and fly fishing. The unspoiled beach offers guests the utmost in privacy...
One Of Cancun's Best
Selling Your Home: Market/Sales Price
by: Chris Cates
Whether you are planning to buy or sell a property it is important to become familiar with the terminology of real estate. In real estate the three terms that are commonly used interchangeably are value, cost, and price. Although, all are concepts relating to value, they are not the same. Let?s begin by differentiating between the terms.
Value deals with something that will happen in the future; whereas cost relates to past events, and the amount of money actually paid for the property is the price. Depending on circumstances, the value of a property may be the same, more than, or even less than the price. Several things determine the value of a property: the degree at which it satisfies a need, ratio of supply to demand, transferability, and whether a perspective buyer with need for the property can financially afford the property.
Value is a term, which should be used when speaking...
Selling Your Home: Market/Sales Price
HDTV is What Technology is All About
by: Scott Bianchi
If you have not yet watched TV on an HDTV you do not know what you are missing.
When they promote high definition they aren?t kidding.
When my daughter was born I knew I?d be spending a lot of time at home so I invested in an HDTV and two years later I still think it was an excellent purchase.
Not only is the picture unbelievable but the sound is much improved as well.
More and more channels are starting to come out in HDVT format so buying an HDTV
makes much more sense now as compared to two years ago when I bought mine.
When I first got it I think there were only four channels I could watch in HD.
They happened to be four channels I watched a lot so it worked out well for me.
As time has passed the TV?s themselves become even cheaper and more channels are available so they are a much better purchase.
Many people are not...
HDTV is What Technology is All About
Successfully Obtaining a Small Business Loan
by: Rebecca Game
Working with a bank to obtain a small business loan can be an easy or difficult process, depending on how prepared you are to meet with the lender and discuss your business' situation and needs.
One of the leading causes of business failure is insufficient start-up capital. Ironically, though, lenders rarely approve loan requests for the businesses that have the highest need for a small business loan. Instead, lenders tend to prefer to offer small business loans to those businesses that have been in operation for two or more years.
According to All Business, it is estimated that 95 percent of all entrepreneurs opened their businesses with capital from their own pockets, or from money they borrowed from relatives, friends, or another person in their community. Lenders want to see business owners risk their own funds in the business venture, and often require that the business...
Successfully Obtaining a Small Business Loan
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